"I bought the Armani when the Banana Republic looked just fine," confesses a middle-aged guy, weary from chronic extravagance. One nervous wreck of a spendthrift decides to destroy all her credit cards but balks when it comes to her indispensable MasterCard. In an expiatory frenzy, an African American woman takes a pair of scissors to the Prada sweater she really couldn't afford in the first place. ("Giving it away," she explains, "would be like... More >>>