If you’ve ever expressed interest in refinancing, you’ll notice that your bank rep calls you back about 800 times, feverishly urging you to do so.
That plants the idea in your head:
Hey, this process must be way more rewarding for them than it is for me.
Similarly, when the bank calls about 800 more times to push some long-term ideas for your money, you can bet it’s not because they’re having warm, fuzzy thoughts about you as a friend and they really care about your future.
It’s because they benefit from having your money for that long a time and can’t wait to get their grubby hands on it!
Again, don’t call back!
In fact, don’t do anything your bank tells you to do. Even when the economy’s good, they are the devil incarnate!