Everyone ran articles like this three years ago, but it’s time to dredge them up again with some extra urgency up your ass.
Here’s exactly what to do:
*Shop at 99-cent stores. Duh
*Don’t buy any new clothes.
Your 10-year-old items are due for a comeback, especially with some really cool applique-ing and bedazzling to make them fashion-fresh.
*If friends are coming into town, tell them you’re going to be away.
Otherwise, you’re going to do have to do a whole lot of hosting and treating.
*Nibble at those free crumbled muffins some grocery chains put out as samplers.
It’s incredibly depressing, but act like you’re doing it as a gourmand, not a desperate loser.
*Convert your 401(k) and all other savings to something with a fixed rate.
The rate will be just a tad above the amount you get by keeping it as cash under your pillow, but at least it won’t keep swerving downward like a crashing aircraft.
*If you have an air conditioner, throw it out and deal.
*Don’t listen to Suze Orman, just to me.
She only seems to know what you should have done after the fact. My tips are relevant all the time.
Trusto the Musto!